{"id":4695,"date":"2026-06-10T16:49:40","date_gmt":"2026-06-10T07:49:40","guid":{"rendered":"https:\/\/en.vietcafe-learning.com\/material\/?p=4695"},"modified":"2026-06-10T16:49:40","modified_gmt":"2026-06-10T07:49:40","slug":"business33","status":"publish","type":"post","link":"https:\/\/en.vietcafe-learning.com\/material\/business33\/","title":{"rendered":"Business 33: Business Plan for the Next Fiscal Year \/ K\u1ebf ho\u1ea1ch cho n\u0103m t\u00e0i ch\u00ednh m\u1edbi"},"content":{"rendered":"

Conversation Example:<\/strong><\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
President Miller<\/td>\nCh\u00e0o m\u1ecdi ng\u01b0\u1eddi. H\u00f4m nay, ch\u00fang ta s\u1ebd th\u1ea3o lu\u1eadn v\u1ec1 k\u1ebf ho\u1ea1ch cho n\u0103m t\u00e0i ch\u00ednh m\u1edbi.<\/span>
\nHello everyone. Today, we will discuss the plan for the new fiscal year.
\n\u0110\u1ea1i di\u1ec7n ph\u00f2ng K\u1ebf ho\u1ea1ch, H\u00f9ng c\u00f3 \u0111\u1ec1 xu\u1ea5t g\u00ec kh\u00f4ng?<\/span>
\nAs the Planning Department representative, H\u00f9ng, do you have any proposals?<\/td>\n<\/tr>\n
Planning Dept.
\nH\u00f9ng<\/td>\n		D\u1ea1 v\u00e2ng. Sau khi xem b\u00e1o c\u00e1o n\u0103m nay, em th\u1ea5y s\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng \u1edf mi\u1ec1n B\u1eafc \u0111ang t\u0103ng \u0111\u1ec1u.<\/span>
\nYes, sir. After reviewing this year’s report, I see that the number of customers in the North is steadily increasing.
\nV\u00ec v\u1eady, n\u0103m t\u1edbi, ph\u00f2ng em mu\u1ed1n m\u1edf r\u1ed9ng th\u1ecb tr\u01b0\u1eddng v\u00e0o mi\u1ec1n Trung, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u1edf \u0110\u00e0 N\u1eb5ng v\u00e0 Hu\u1ebf.<\/span>
\nTherefore, next year, our department wants to expand the market to the Southwest, specifically Phoenix and Tucson.
\nCh\u00fang em c\u0169ng mu\u1ed1n t\u0103ng ng\u00e2n s\u00e1ch cho qu\u1ea3ng c\u00e1o online, v\u00ed d\u1ee5 nh\u01b0 qu\u1ea3ng c\u00e1o tr\u00ean Facebook v\u00e0 Google.<\/span>
\nWe also want to increase the budget for online advertising, such as Facebook and Google Ads.
\nNgo\u00e0i ra, ch\u00fang em d\u1ef1 ki\u1ebfn t\u1ed5 ch\u1ee9c c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i, v\u00ed d\u1ee5 nh\u01b0 \u201cMua 1 t\u1eb7ng 1\u201d ho\u1eb7c \u201cGi\u1ea3m gi\u00e1 20% cho kh\u00e1ch h\u00e0ng m\u1edbi\u201d.<\/span>
\nAdditionally, we plan to organize promotion campaigns, like “Buy 1 Get 1 Free” or “20% off for new customers.”<\/td>\n<\/tr>\n
Finance Dept.
\nLan<\/td>\n		C\u1ea3m \u01a1n H\u00f9ng. Tuy nhi\u00ean, ch\u1ecb c\u00f3 m\u1ed9t s\u1ed1 lo l\u1eafng.<\/span>
\nThanks, H\u00f9ng. However, I have some concerns.
\nCh\u00fang ta v\u1eeba \u0111\u1ea7u t\u01b0 v\u00e0o h\u1ec7 th\u1ed1ng ph\u1ea7n m\u1ec1m m\u1edbi v\u00e0 chi ph\u00ed v\u1eadn h\u00e0nh hi\u1ec7n nay kh\u00e1 cao.<\/span>
\nWe just invested in a new software system, and our operating costs are currently quite high.
\nN\u1ebfu \u0111\u1ea7u t\u01b0 nhi\u1ec1u v\u00e0o qu\u1ea3ng c\u00e1o v\u00e0 khuy\u1ebfn m\u00e3i, c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn d\u00f2ng ti\u1ec1n trong qu\u00fd \u0111\u1ea7u n\u0103m.<\/span>
\nIf we invest heavily in advertising and promotions, it might affect the cash flow in the first quarter.<\/td>\n<\/tr>\n
Planning Dept.
\nH\u00f9ng<\/td>\n		V\u00e2ng, em c\u0169ng \u0111\u00e3 ngh\u0129 \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 \u0111\u00f3. V\u00ec v\u1eady, k\u1ebf ho\u1ea1ch s\u1ebd chia l\u00e0m 2 giai \u0111o\u1ea1n.<\/span>
\nYes, I have considered that issue. Therefore, the plan will be divided into 2 phases.
\nGiai \u0111o\u1ea1n 1, t\u1eeb th\u00e1ng 1 \u0111\u1ebfn th\u00e1ng 6, th\u1eed nghi\u1ec7m \u1edf \u0110\u00e0 N\u1eb5ng.<\/span>
\nPhase 1, from January to June, will be a trial run in Phoenix.
\nGiai \u0111o\u1ea1n 2, n\u1ebfu k\u1ebft qu\u1ea3 t\u1ed1t, t\u1eeb th\u00e1ng 7 s\u1ebd m\u1edf r\u1ed9ng ra Hu\u1ebf v\u00e0 Quy Nh\u01a1n.<\/span>
\nPhase 2, if results are good, from July we will expand to Tucson and Santa Fe.
\nCh\u00fang em c\u0169ng s\u1ebd ph\u1ed1i h\u1ee3p v\u1edbi ph\u00f2ng Kinh doanh \u0111\u1ec3 ki\u1ec3m tra hi\u1ec7u qu\u1ea3 sau t\u1eebng chi\u1ebfn d\u1ecbch.<\/span>
\nWe will also coordinate with the Sales Department to check the effectiveness after each campaign.<\/td>\n<\/tr>\n
President Miller<\/td>\nT\u00f4i th\u1ea5y k\u1ebf ho\u1ea1ch m\u1edf r\u1ed9ng th\u1ecb tr\u01b0\u1eddng l\u00e0 t\u1ed1t.<\/span>
\nI think the market expansion plan is good.
\nTuy nhi\u00ean, H\u00f9ng n\u00ean chu\u1ea9n b\u1ecb b\u1ea3n k\u1ebf ho\u1ea1ch chi ti\u1ebft, trong \u0111\u00f3 ghi r\u00f5 chi ph\u00ed v\u00e0 l\u1ee3i \u00edch d\u1ef1 ki\u1ebfn.<\/span>
\nHowever, H\u00f9ng should prepare a detailed plan, clearly stating the costs and expected benefits.
\nSau \u0111\u00f3, ch\u00fang ta m\u1edbi c\u00f3 th\u1ec3 \u0111\u00e1nh gi\u00e1 v\u00e0 quy\u1ebft \u0111\u1ecbnh.<\/span>
\nOnly then can we evaluate and decide.<\/td>\n<\/tr>\n
Planning Dept.
\nH\u00f9ng<\/td>\n		D\u1ea1 v\u00e2ng, em s\u1ebd l\u00e0m k\u1ebf ho\u1ea1ch chi ti\u1ebft v\u00e0 tr\u00ecnh b\u00e0y trong cu\u1ed9c h\u1ecdp tu\u1ea7n sau \u1ea1.<\/span>
\nYes, sir. I will create a detailed plan and present it at next week’s meeting.<\/td>\n<\/tr>\n
Finance Dept.
\nLan<\/td>\n		N\u1ebfu \u0111\u01b0\u1ee3c, H\u00f9ng n\u00ean th\u00eam v\u00e0o ph\u01b0\u01a1ng \u00e1n d\u1ef1 ph\u00f2ng.<\/span>
\nIf possible, H\u00f9ng should add a contingency plan.
\nV\u00ed d\u1ee5, n\u1ebfu doanh thu trong 3 th\u00e1ng \u0111\u1ea7u th\u1ea5p, th\u00ec c\u00f3 th\u1ec3 t\u1ea1m d\u1eebng m\u1edf r\u1ed9ng ho\u1eb7c gi\u1ea3m ng\u00e2n s\u00e1ch qu\u1ea3ng c\u00e1o. Nh\u01b0 v\u1eady s\u1ebd d\u1ec5 thuy\u1ebft ph\u1ee5c h\u01a1n.<\/span>
\nFor example, if revenue in the first 3 months is low, we can pause expansion or reduce the ad budget. That would be more persuasive.<\/td>\n<\/tr>\n
President Miller<\/td>\nT\u00f4i \u0111\u1ed3ng \u00fd v\u1edbi ch\u1ecb Lan. M\u1ed9t k\u1ebf ho\u1ea1ch t\u1ed1t kh\u00f4ng ch\u1ec9 c\u00f3 m\u1ee5c ti\u00eau r\u00f5 r\u00e0ng m\u00e0 c\u00f2n ph\u1ea3i linh ho\u1ea1t.<\/span>
\nI agree with Lan. A good plan not only has clear goals but must also be flexible.
\nH\u00f9ng h\u00e3y chia r\u00f5 ng\u00e2n s\u00e1ch theo t\u1eebng giai \u0111o\u1ea1n, v\u00e0 ghi r\u00f5 k\u1ebft qu\u1ea3 mong \u0111\u1ee3i.<\/span>
\nH\u00f9ng, please divide the budget clearly by phase and state the expected results.
\nNh\u01b0 v\u1eady, ch\u00fang t\u00f4i m\u1edbi c\u00f3 th\u1ec3 x\u00e9t duy\u1ec7t v\u00e0 ph\u00e2n b\u1ed5 ng\u00e2n s\u00e1ch.<\/span>
\nThat way, we can approve and allocate the budget.<\/td>\n<\/tr>\n
Planning Dept.
\nH\u00f9ng<\/td>\n		D\u1ea1, em s\u1ebd l\u00e0m ngay v\u00e0 g\u1eedi b\u1ea3n d\u1ef1 th\u1ea3o tr\u01b0\u1edbc \u0111\u1ec3 anh v\u00e0 ch\u1ecb g\u00f3p \u00fd.<\/span>
\nYes, I will do it immediately and send a draft first for your feedback.
\nEm c\u0169ng s\u1ebd xin th\u00eam \u00fd ki\u1ebfn t\u1eeb ph\u00f2ng Kinh doanh.<\/span>
\nI will also ask for more opinions from the Sales Department.<\/td>\n<\/tr>\n
Finance Dept.
\nLan<\/td>\n		T\u1ed1t r\u1ed3i. Khi c\u00f3 s\u1ed1 li\u1ec7u c\u1ee5 th\u1ec3, ph\u00f2ng ch\u1ecb s\u1ebd d\u1ec5 h\u1ed7 tr\u1ee3 v\u00e0 c\u00e2n \u0111\u1ed1i c\u00e1c kho\u1ea3n chi.<\/span>
\nGreat. When we have specific figures, my department can easily support and balance the expenditures.
\nN\u1ebfu c\u1ea7n gi\u00fap, c\u1ee9 n\u00f3i v\u1edbi ch\u1ecb nh\u00e9.<\/span>
\nIf you need help, just let me know.<\/td>\n<\/tr>\n
President Miller<\/td>\nC\u1ea3m \u01a1n m\u1ecdi ng\u01b0\u1eddi. T\u00f4i mong s\u1edbm nh\u1eadn \u0111\u01b0\u1ee3c k\u1ebf ho\u1ea1ch chi ti\u1ebft t\u1eeb H\u00f9ng. H\u1eb9n g\u1eb7p l\u1ea1i \u1edf bu\u1ed5i h\u1ecdp tu\u1ea7n sau nh\u00e9.<\/span>
\nThank you everyone. I look forward to receiving the detailed plan from H\u00f9ng soon. See you at next week’s meeting.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

VOCCABULARY:<\/strong><\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
#<\/th>\nVietnamese<\/th>\nMeanings<\/th>\n<\/tr>\n
1<\/td>\nn\u0103m t\u00e0i ch\u00ednh<\/td>\nfiscal year<\/td>\n<\/tr>\n
2<\/td>\nm\u1edf r\u1ed9ng th\u1ecb tr\u01b0\u1eddng<\/td>\nmarket expansion<\/td>\n<\/tr>\n
3<\/td>\nqu\u1ea3ng c\u00e1o online<\/td>\nonline advertising<\/td>\n<\/tr>\n
4<\/td>\nng\u00e2n s\u00e1ch<\/td>\nbudget<\/td>\n<\/tr>\n
5<\/td>\nd\u00f2ng ti\u1ec1n<\/td>\ncash flow<\/td>\n<\/tr>\n
6<\/td>\nph\u01b0\u01a1ng \u00e1n d\u1ef1 ph\u00f2ng<\/td>\ncontingency plan \/ backup plan<\/td>\n<\/tr>\n
7<\/td>\nl\u1ee3i \u00edch d\u1ef1 ki\u1ebfn<\/td>\nexpected benefits<\/td>\n<\/tr>\n
8<\/td>\ntri\u1ec3n khai theo giai \u0111o\u1ea1n<\/td>\nimplement in phases<\/td>\n<\/tr>\n
9<\/td>\nch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i<\/td>\npromotion campaign<\/td>\n<\/tr>\n
10<\/td>\ndoanh thu<\/td>\nrevenue<\/td>\n<\/tr>\n
11<\/td>\nqu\u00fd \u0111\u1ea7u n\u0103m<\/td>\nfirst quarter<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n
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